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Frequently Asked Questions
The idea of taking a gold loan brings with it many
questions, queries and doubts.
Just read through our FAQs and all your worries will be
answered and taken care of.
A gold loan is a financial product where you deposit your gold jewellery as collateral to get access to money. It’s one of the fastest and most convenient ways to meet urgent financial needs without selling your gold.
The loan amount depends on the minimum to maximum range offered by the lender, based on your requirement.
The value is determined based on the purity of the gold and the current market price.
Your pledged gold is kept in secure lockers with insurance coverage.
No hidden charges – only processing fees and interest apply.
Yes, your information is kept completely confidential.
Yes, you can renew or extend your loan tenure.
You can directly contact our customer service center for assistance.
Yes, you can avail loan facilities from our branches across states.
Because of faster processing, lower interest rates, and transparent terms.
You can repay via Cash, UPI, or Bank Transfer – whichever is convenient for you.
No, it is equally useful for business purposes as well.
Deposit gold → Verification → Approval → Money disbursed within 30 minutes.
Interest will increase, and in case of long delays, the gold may be auctioned.
Yes, you can repay early and get your gold back anytime.
You can choose Monthly, Quarterly, or Yearly repayment options as per your convenience.
Yes, you can take additional loans by pledging more gold.
Yes, we offer Doorstep Gold Loan Service in select locations.
